We hear a lot about effective reflecting as a catalyst for change – but what does it actually mean and how can you apply it to your life and circumstances?

Tis the season to be jolly and all that. For many this time of year is an exciting one, filled with hope and anticipation of gathering with family and friends, feasting and celebrating with loved ones and both giving and getting loads of presents that will delight and amuse everyone. For others it can be a time of great anxiety. Will there be enough to go around? Will there be fights and feuds on the big day? Will they like their presents? How will I pay the bills after this?